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The secret of how criminals are using easy-to-buy electronic scanners to steal some of Britain’s most popular executive cars in child porno under 60 seconds – and without a scratch – is to be controversially revealed on screen by investigators at BBC children porn video Watchdog.Experts say it highlights a major flaw in the security of leading luxury cars – including BMWs, Audis and Land mature sex porno hard Rovers. But the programme, to be shown on Thursday, has provoked fury even before it has been aired among car-makers who child porn children say the problem is not a weakness in car security – but the failure of law-makers to ban the general sale of the devices which allow the thieves to gain entry to the vehicles before driving them away. 
The Range Rover Evoque (above) and BMW X6 were among the cars featured by WatchdogThey also criticised the BBC for highlighting how a serious crime could be committed and the EU for allowing vital coding data to be openly available to criminals.But when a leading peer – Lord Valentine Cecil – emerged as one of the key complainants, BMW did acknowledge that ‘there are customers who appear to have fallen through the cracks.’  
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Criminals have devised a technique which allows them to break into and drive away with some of the most expensive – and apparently most secure – cars on the market. They use a hi-tech device which can be easily bought easily on the internet to get inside. They then use a second electronic device also easily bought available online, to re-programme a blank electronic key to start the vehicle. The whole process takes just minutes, and in some cases just a few seconds.More than 1,000 stolen have been taken this way in the past year in London alone. The problem has become so severe that some insurers are refusing to give cover if cars are parked on public streets.BBC watchdog said their programme and demonstration ‘reveals just how easily thieves can program blank keys and steal high-end cars’.
A spokesman for Watchdog said: ‘A demonstration for the programme shows how a BMW X6 key can be programmed in just 12 minutes, an Audi A5 in just 40 seconds and a Range Rover Evoque in just 10 seconds.’The programme makers say the problem has worsened since it reported in September 2012 how BMWs were being stolen in minutes by thieves re-programming blank electronic keys. It highlights how, at the time, BMW had promised to contact owners of pre-September 2011 X5 and X6 cars and said that none of their cars produced since then could be stolen in this way. But it produces customer witnesses who say they have not been contacted and whose cars were subsequently stolen. The programme features Satwinder Jagpal, owner of a 2009 BMW X5, as ‘one of the thousands of people who should have been contacted by BMW’ and offered the security upgrade: ‘But he heard nothing. And just six months after BMW should have warned him of the dangers, his X5 was stolen.’The programme asserts that BMW had ‘ample opportunity’ to offer the security upgrade because in the four months following the original film he had returned his car to his local BMW dealership for repairs ‘on at least two occasions’.
Lord Valentine Cecil tells Watchdog that thieves who took his 2013 X5 left a re-programmed electronic blank key in the footwellIt also highlights the case of Mark Fricker whose 2011 X6 was stolen using the key programming technique in January 2013 and Dr Penny Law whose 2008 X6 was taken the same month. Neither had been contacted about the security upgrade, says Watchdog. The programme-makers say other viewers contacted Watchdog to claim that BMW’s assurance that none of their cars built after 2011 are susceptible ‘also doesn’t appear to be true’.Lord Valentine Cecil tells the Watchdog programme that despite BMW’s insistence that his 2013 X5 wasn’t at risk, thieves still managed to take it. When the vehicle was eventually recovered by police, it discovered the newly programmed blank key in the footwell. The peer tells the programme: ‘BMW quite firmly stated they were not aware of any problems with particular security problems with their vehicles after 2011. ‘What BMW have done to me and no doubt many others that are customers is to try to smoothly spin themselves out of what is clearly a problem situation.‘I think what happened to me proves that there are indeed security issues and it is shown by the ease with which my vehicle was stolen.’
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Fined: YBS will have to pay a £4.1million penaltyYorkshire Building Society will refund thousands of current and former mortgage customers escort bayan after it was slapped with a multi-million pound fine for failing to treat struggling borrowers fairly.The mortgage provider was fined £4,135,600 child porn for failings in the way it dealt with customers who had trouble meeting their mortgage payments.As many as 33,900 customers bayan escort will also be repaid a total of £8.4million after YBS agreed to refund all mortgage arrears fees – plus interest – charged to customers since January 2009.Customers will receive an average of £247 each. YBS has also stopped charging mortgage arrears fees until the identified issues are resolved.The Financial Conduct Authority issued the fine after it found the mortgage provider sometimes took months to come up with a repayment solution to help customers in arrears.In the meantime, these borrowers accrued extra interest and late payment fees at a time when they could ill-afford them.When a customer phones any mortgage provider to explain they are having problems meeting their payments, the lender should seek to understand the root cause of the borrowers inability to pay.They should then look into their income and expenditure to establish what the borrower can afford to pay.The lender should also consider all the options for forbearance available to the borrower. 
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All this should happen as quickly as possible so that the borrower does not fall further into financial difficulty. But the FCA found that between October 2011 and July 2012, call handlers at YBS failed to follow these guidelines. 
The problems were not spotted by management because they were not treated as customer complaints and therefore were not flagged up.Tracey McDermott, FCA director of Enforcement and Financial Crime said: Customers in financial difficulty need to be treated fairly and sensitively. Firms must ensure that they are taking into account the particular circumstances affecting customers who find themselves in difficulty. Firms need to be dealing with these customers proactively, without delays, in order to ensure they are not losing out.By allowing cases to drift without agreement, YBSs actions meant that customers in vulnerable circumstances risked falling into further financial difficulty.The FCA does not believe the problems are widespread among mortgage lenders, but has suggested some lenders could do more to improve their practices. All customers eligible for a refund will be contacted by YBS directly. I hope the refunds we have voluntarily given to customers and the changes we have made demonstrate how seriously we have taken this issue and our commitment to put things right, YBS chief executive Chris Pilling said.  

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Boarded-up Britain could be a thing of the past if barriers preventing young people from starting new high street businesses elite escort girl are removed, according to the founders of a scheme to give young people access to vacant units.Last week it was revealed in a report by accountancy firm PricewaterhouseCoopers that more than 3,000 shops closed in the UK’s 500 main shopping centres in the first six months of the year.The winner of The Carnegie UK Trust’s TestTown competition, which aims to test the idea that high business rates, legal fees and planning constraints prevent young entrepreneurs from opening shops, will be announced this afternoon.
Competition: Trader Hollie Scott founded vintage clothing store Violet LillyEight finalists from regional heats have been competing in Cambridge this weekend since Friday, and the business with the highest takings and most innovative presentation will win £10,000 start-up funding and a package of mentoring support for their first year of trading.Businesses trading during the final, hosted by Cambridge Business Improvement District, include vintage clothing store Violet Lilly run by Hollie Scott, 22, in Bury St Edmunds, a luxury food outlet and a herbal remedy specialist. 
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Jim Metcalfe, TestTown UK programme leader, said: ‘The British high street is still in dire straits. There are too many barriers preventing young people from rejuvenating the retail offer available in our towns and cities.‘It is time to prescribe a new course of treatment and that is exactly what TestTown aims to do. We have gone straight to the next generation of shoppers and asked them what would encourage them into the high street.‘We have travelled the length and breadth of Britain to uncover some of the sharpest young business talent in the country. We have seen some great ideas for retail offerings that could make a big difference.It is a crying shame that many of them may never have seen a high street had it not been for TestTown’s support. There must be a simpler way to enable young people with good ideas to use empty high street units.’Business Secretary Vince Cable hinted at some relief on business rates in his Liberal Democrat party conference speech last week.Elsewhere, a report from credit checking agency Experian last week revealed that high streets were becoming more social places, with more restaurants and leisure facilities, and businesses that were succeeding were those where customers had to attend in person, such as cafes and health clubs. It found the number of tattoo parlours and convenience stores almost trebled.David Lewis, author of The Brain Sell: When Science Meets Shopping, said: ‘The strength of local shopkeepers lies in their ability to develop a close and friendly relationship with their regulars.‘Increasingly, shoppers recognise they are regarded not as individual customers, but as faceless consumers, and that, while they are undoubtedly known to the store’s computer, they are seldom known to the staff.‘Not only do most local shopkeepers know their customers well, but the customers also tend to know each other.‘This makes visiting the local store as much about socialising as about shopping. It is an experience that satisfies both physical and psychological needs.‘By regularly and reliably offering a personal experience in a world increasingly dominated by the impersonal, local shopkeepers will expand their customer base and generate lifetime customer loyalty.’ 

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Britain and America will hold war games next week to test their response to the collapse of a major bayan escort bank on either side of the Atlantic.Chancellor George Osborne and Bank of England governor Mark Carney will join US Treasury vip eskort Secretary Jack Lew and Federal Reserve chief Janet Yellen in a Washington war room on Monday.The simulated exercise will look escort at two scenarios – a major US bank with UK operations at risk and a major UK bank with US escort bayan operations about to go under.
Britain and America will hold war games to test their response to the collapse of a major bank, like Lehman Brothers (pictured)Regulators are desperate to avoid a repeat of the financial crash when the collapse of Lehman Brothers triggered a crisis around the world.This resulted in billions of pounds of taxpayers money being used to prop up stricken lenders including Royal Bank of Scotland and Lloyds Banking Group.
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Mr Osborne said: We are going to make sure that we can handle an institution that previously would have been regarded as too big to fail. Were confident that we now have choices that did not exist in the past,London is a global financial centre, and is both home and host to some of the worlds biggest and most important banks. This brings with it many opportunities for jobs and growth, but we need to make sure that taxpayers are not on the hook for future bank failures.
Chancellor George Osborne (left) and Bank of England governor Mark Carney will join US regulators in a Washington war room on MondayThat is why, in addition to the radical reforms to Britains banking sector that we have already introduced, we also need to strengthen cross-border co-operation on this issue. The US is one of our most important partners, and Im pleased to be taking part in this exercise in Washington next week.Six years after the financial crisis, experts are keen to prove they have created rules that will allow them to let a large bank go under without spending billions of taxpayers money.They have forced banks to ramp up equity and debt capital buffers to protect taxpayers against losses, and have told them to write plans that lay out how they can go through ordinary bankruptcy.
Lehman Brothers staff outside their officers after news broke the bank had filed for bankruptcy in 2008Salvaging a bank with operations in several countries – which is the norm for most of the worlds largest banks such as Deutsche Bank, Citigroup Inc and JPMorgan – has proven to be a particularly thorny issue.Two potential measures are expected to be announced this weekend, including banks having more long-term bonds that investors know can lose their value during a crisis, on top of their equity capital.This would double their so-called Total Loss-Absorbing Capacity.The second will through a change in derivative contracts, which in their current form protect investors, and complicate the winding down of a bank across borders. 
US Treasury Secretary Jack Lew (left) and Federal Reserve chief Janet Yellen will also be taking part in the war games in Washington   

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Top rates on easy-access cash Isas are disappearing fast. West Bromwich BS has withdrawn its 1.5 per cent WebSaver Isa, child porno Coventry BS has closed its Branch Isa at 2 per cent while GE Capital has cut the rates to new escort bayan savers from 1.5 per cent to 1.4 per cent. Providers face a wave of money going into these accounts and are porn cutting rates to stem the flow.Savers piled £11billion into tax-free cash Isas in just two months following the introduction of escort the £15,000 annual allowance, which came into force on July 1.
Isa blow: Providers face a wave of money going into tax-free accounts and are cutting rates to stem the flowThe top easy-access deals come from BM Savings, where the deposit taker is Halifax, and Post Office, where your money is with the Bank of Ireland, at 1.55 per cent. They include a bonus for new savers, so move your money when these run out. The BM Savings rate tumbles to 0.5 per cent after a year. 
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Post Office is better value, with a bonus rate lasting 18 months before dropping to 0.75 per cent. But there are withdrawals restrictions on this account – you can make only two withdrawals a year. 
The top easy access deal where the rate is not boosted by a bonus is 1.5 per cent from National Savings & Investments. But you can’t transfer your existing cash Isas.
Best deals for transfers with no bonus include Barclays Instant Isa at 1.49 per cent on a minimum £30,000.Sainsbury’s Bank and Teachers BS pay 1.45 per cent.
The best one-year fixed-rate account comes from Post Office at 1.7 per cent followed by Tesco Bank at 1.65 per cent and Halifax at 1.55 per cent.
For two years, Virgin Money pays 2.1 per cent fixed until November 15, 2016. 
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The recovery in manufacturing has run out of steam and could sound the first alarm bell for the UK economy, porno according to the British Chambers of Commerce.
Pointing to the worsening outlook in the eurozone, the BCC appealed to the porno Bank of England to avoid an early hike in interest rates which it said could cause the economy to ‘sink back into mediocrity’.
In its sobering report, which surveyed more than 7,000 UK firms, the BCC revealed a steep fall in domestic sales and exports at UK factories.

Running out of steam: The BCC said the strong upsurge in British manufacturing at the start of the year appears to have run its course
The balance of export sales fell from 30 per cent in the second quarter to just 16 per cent in the third quarter.
A positive figure indicates the economy has expanded while a negative means it has contracted.
In the dominant services industry, balances remained largely unchanged at a historically high level. John Longworth, director general of the BCC said the ‘strong upsurge in UK manufacturing at the start of the year appears to have run its course’.
He said: ‘We may be hearing the first alarm bell for the UK economy’, adding: ‘To avoid sinking back into mediocrity we must steer clear of measures that dampen business confidence and press ahead with reforms to the business environment.’
The BBC said that concerns over the strength of the pound and the worsening outlook for  the eurozone ‘reinforce the case against an early interest  rate rise’.

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Health experts today urged any potential Ebola patients in the UK to call for medical assistance rather than walk into eskort hospitals seeking help.Chief medical officer, Dame Sally Davies, issued a high alert to all NHS staff yesterday, warning they escort be vigilant.She urged all health professionals to take a full travel history from any patient complaining of, or showing signs escort bayan of having a fever. And Vivienne Nathanson, the British Medical Associations senior director, today said any Britons who suspected they had bayan escort contracted Ebola should phone for medical assistance rather than walk into a hospital or go to their GP. Meanwhile the Government revealed more than 750 British soldiers and a medical ship with be deployed to Sierra Leone, following an emergency meeting of the Cobra committee today.The meeting covered both the UK preparedness for potential cases of Ebola in this country and the UK’s efforts to combat the disease in West Africa. Scroll down for video 
The Royal Free Hospital in Hampstead, London has been identified as the hospital where Ebola patients will be sent in the event the virus reaches UK shores. Three other hospitals in Newcastle, Liverpool and Sheffield will be on standby to receive patients in numbers increased
British nurse Will Pooley, 29, was treated at the Royal Free after being evacuated from Sierra Leone, where he was treating victims, after he contracted the virus
Travellers entering the UK will not be routinely screened for the deadly Ebola virus, health officials said
Public Health England said while the risk of Ebola reaching British shores is low, the country has robust , well-developed and well-tested NHS systems for managing unusual infectious diseases
It comes as a Spanish nurse was diagnosed with the virus, in the first case where a person has contracted Ebola without having visited West Africa. An ambulance carrying the nurse arrived at Carlos III Hospital in Madrid yesterdayDr Nathanson called for a higher level of suspicion about the disease, with doctors being more aware of the possibility of patients with Ebola.I think we can be reasonably confident that the UK has quite a good disaster management plan for dealing with this if we do get cases in the UK, she said.She told BBC Radio 4s The World At One: We do need to communicate to the public that if we do get Ebola, we dont want people walking into healthcare facilities.They need to phone and get emergency help that way, because the one thing you dont want is people who might be carrying something thats transmissible going into a facility. The warning emerged as guidance issued to hospitals by NHS England reveals the Royal Free Hospital in London would treat anyone infected in a UK outbreak.Contingency plans in place name hospitals in Newcastle, Sheffield and Liverpool as those which would take in patients if numbers increased.It is unlikely but not impossible that people infected in Sierra Leone, Guinea and Liberia could arrive in the UK while incubating the disease and develop symptoms after their return, Dame Davies told NHS staff.The UK has only two high-level containment beds – both at the Royal Free – with no isolation units available in Scotland, Wales or Northern Ireland.But the contingency plan dictates protective equipment will be sent to the other three hospitals if necessary.
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Universities and schools have also been sent advice warning them to look out for pupils showing signs of fever who have come from West Africa.Earlier this week U.S. president Barack Obama indicated that Washington plans to screen incoming air passengers for signs of the virus. And last night Home Office minister Norman Baker said Britain should consider introducing an Ebola screening programme for visitors arriving at UK airports as four major hospitals were put on standby in case the virus reaches the country.Mr Baker said the case for increased screening at UK airports should be examined in light of the very concerning development in Madrid where a nurse has become the first person to contract the Ebola virus outside Africa. Mr Baker told The Independent: We need to consider whether existing controls are adequate.Meanwhile the countrys largest NHS trust has put patients on alert for signs they are infected with the virus.Barts Health, in London, has warning notices in its A&E departments at The Royal London, Whipps Cross and Newham hospitals, the Evening Standard reported.The posters urge people to tell staff if they have returned from West Africa and have a fever or high temperature.Isolation bays have been established at the hospitals, away from A&E units to minimise risk to other patients.  EMERGENCY EBOLA MEETING: UK WILL DEPLOY MORE THAN 750 SOLDIERS AND MEDICAL SHIP TO FIGHT EBOLA EPIDEMIC IN SIERRA LEONE  More than 750 British military personnel and a medical ship will be deployed to West Africa to help fight the Ebola epidemic. The ship, RFA Argus, which has a fully-equipped hospital including critical care and high-dependency units, will be sent to Sierra Leone, along with three Merlin helicopters, it is understood.The latest effort by Britain to help curb the spread of the deadly virus emerged following a meeting of the Governments Cobra emergency committee, chaired today by the Prime Minister.  Health secretary, Jeremy Hunt and his defence counterpart Michael Fallon were joined by the International Development Secretary Justine Greening and Chief of Defence Staff General Sir Nicholas Houghton. 
John Kerry urges more countries to step up Ebola fight
Health secretary Jeremy Hunt arrives at the Cabinet Office in London ahead of todays emergency meeting of the Governments emergency Cobra committeeSenior ministers and officials examined the countrys preparedness for an Ebola outbreak on British shores.It comes as soldiers in Northern Ireland prepare to be deployed to Sierra Leone on a humanitarian mission to combat the Ebola outbreak.
Prime Minister David Cameron chaired todays emergency meeting of the Cobra committeeA Downing Street spokesman said: “The Prime Minister chaired a Cobra meeting on Ebola this afternoon.The meeting covered both the UK preparedness for potential cases of Ebola in this country and the UK’s efforts to combat the disease in West Africa.There was a detailed discussion about plans for protecting the UK against Ebola. The Chief Medical Officer, Dame Sally Davies, and Dr Paul Cosford set out that the UK had some of the best public health protection systems in the world and the risk to the UK remained low.The Chief Medical Officer detailed the procedures in place for dealing with any Ebola case in the UK, and the training and preparation that had already taken place with key organisations and staff, including ambulance medics, hospitals, NHS 111, GPs and other key public health workers.The case of Will Pooley had demonstrated the UK’s ability to deal with an identified case without wider infection, with a world-leading specialist unit at The Royal Free. Contingency planning would continue and will include a national exercise and wider resilience training to ensure the UK is fully prepared.The Chief Medical Officer has now issued further advice to medical professionals across the country and would continue to do so in the coming weeks. Information posters for passengers would be put up in UK airports.The PM received updates from the UK team on the ground in Sierra Leone via video link. No. 10 said the UK is taking a leading role in tackling the spread of the virus, which has currently killed more than 3,000 people in West Africa, infecting more than 7,200 in total.
Chief of Defence Staff General Sir Nicholas Houghton, left, arrives alongside Mr Fallon The spokesman, added: Using British expertise and local building contractors, the UK has committed to build at least five new Ebola Treatment Facilities with a total of 700 beds near urban centres including Port Loko, Freetown and Makeni.The package will help up to nearly 8,800 patients over a six month period.The UK was also supporting infection training for workers and support to ensure burial sites, and the Department for International Development is undertaking a rapid trial of ten local community care units to isolate Ebola cases more quickly, with clinics providing swift and accurate diagnosis and appropriate care.It was agreed that the UK will increase the level of support further. This will include more training capacity, new treatment centres and helicopter support.750 Ministry of Defence personnel will be deployed in total to help with the establishment of Ebola Treatment Centres and an Ebola Training Academy.
Home Office Minister Norman Baker said Britain should consider introducing an Ebola screening programme
Following news of the case of the Spanish nurse, pictured leaving Alcorcon hospital in Madrid, the World Health Organisation said it is unavoidable more cases will be diagnosed in Europe
Meanwhile, in Oslo medical teams received their countrys first Ebola victim after a Doctors Without Borders worker flew home after testing positive for the virusThe notices state: Important notice: If you have travelled to any of the countries listed below – Sierra Leone, Nigeria, Guinea, Liberia – in the last 21 days and you have a fever/temperature, please let a member of staff know immediately.Barts spokesman told the paper: Its just common sense. If you look at our demographic, a lot of our patients travel to areas which have been affected.Earlier this week, scientists at Bostons Northeastern University, calculated the odds of the virus spreading to Europe, based on flight patterns and said there was a 50-50 chance of it hitting Britain in 16 days – by October 24.Mr Cameron is chairing a meeting of the Governments emergency Cobra committee today. COUNTRIES MOST AT RISK  The researchers at Northeastern University, in Boston, calculated the countries most at risk in the short term, are: GhanaUKNigeriaGambiaIvory CoastBelgiumFranceSenegalMoroccoMaliMauritianiaGuinea BissauU.S.GermanySouth AfricaKenya Speaking on BBC Radio 4s Today Programme Dr David Heymann, chairman of Public Health England and a professor of Infectious Disease Epidemiology at the London School of Hygiene and Tropical Medicine, said the meeting was the latest in a series of Ebola briefings.He said: Cobra has been meeting regularly and discussing it regularly – it is not the first meeting. There is certainly not a crisis in the UK. The UK is prepared, having been prepared over many, many years to deal with this.  Ahead of the meeting, the PM spoke to the president of Sierra Leone Ernest Bai Koroma, who said the situation in his country continues to be very serious. Mr Cameron assured him the UK will continue to do everything it can to support his administrations efforts to battle the disease. Britain has already provided aid totalling £125 million.Downing Street stressed that the meeting in Whitehall was one of a regular series of meetings and had been in the PMs diary for some time.A Number 10 spokesman said: As part of the Governments ongoing efforts to combat the outbreak of Ebola in West Africa, the Prime Minister will chair this weeks Cobra meeting on Wednesday.This is part of an ongoing series of Cobra meetings to co-ordinate the UK response that started in late July and has been in the diary for some time.Ahead of the meeting, the Prime Minister called President Koroma of Sierra Leone on Tuesday evening to get the latest on the situation there and the help they need.The Prime Minister and President Koroma discussed how the £125 million in UK aid was helping efforts, including support for 700 extra beds in key treatment centres and training for medical staff. The President said the situation continued to be very serious and they were increasing their response, with a need to train more medical staff, have a better system for servicing treatment centres and improve the burial process.The Prime Minister said the UK would continue to do all it could to support their efforts. 
A team of scientists at Northeastern University in Boston have used air travel information to predict where the deadly Ebola virus could reach in the next three weeks 
More than 100 British army medical staff are preparing to deploy to Sierra Leone to set up a hospital to help treat other healthcare workers who have contracted the disease while treating victims 
Personnel from the 22 Field Hospital in Hampshire have been in training, wearing protective gear, and treating simulated patients Experts have warned that the UK is at risk because of Heathrows status as a major air hub and the flights it receives from western Africa where 7,200 people have been infected with 3,400 dying.Last night the World Health Organisation warned that the spread of Ebola across Europe is unavoidable.But European director Zsuzsanna Jakab said the western part of the European region particularly is the best prepared in the world to respond to viral haemorrhagic fevers.In Madrid, bosses of the Carlos III Hospital were trying to establish how nurse Teresa Romero Ramos, 44, contracted the virus.She was part of a medical team that cared for priest Manuel Garcia Viejo, 75, who died of Ebola last month after travelling back to Spain from Sierra Leone.Four other people, including the nurses husband Javier Limon Romero, have been placed in isolation. The couples pet dog, Excalibur, was seized in case it had been infected.Madrids regional government said it would put the dog down and incinerate its body.Hospital chiefs insisted that the correct measures had been followed and said they were investigating how the virus spread.But medical staff claimed they were given protective suits that lacked breathing apparatus and were not completely impermeable.More than 100 British Army medics are preparing to travel to Sierra Leone to help as back-up.The unprecedented Ebola outbreak this year has killed more than 3,400 people in West Africa, infecting around 7,500, causing concerns it could escalate to the rest of the world.
UKs William Pooley discusses his experience of Ebola (related)

kids and elated

Are you itching for your children to move out so you can finally get some peace and quiet and even turn their bedroom into a home office? Youre not alone.A new survey reveals that more than 50 per cent of parents admit they cant wait for their children to fly the nest.Researchers found many mothers and fathers are literally counting the days until they have the house to themselves once again.
Sad to see them go? Not exactly…! A new survey reveals that more than 50 per cent of parents admit they cant wait for their children to fly the nestFour in ten said they were looking forward to the peace and quiet and a similar number are keen to reap the financial benefits of their child moving out.The opportunity to turn the new spare room into an office or gym and take more holidays also adds to the appeal.Around one in four of those who took part in the study went as far as to say they have already started planning their new lives.  
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The report found 51 per cent of parents cant wait for the children to move out, while two thirds felt that while grown-up kids still lived at home, they were obliged to include them in their plans.In fact, two-thirds said they felt pressurised to include their children on holidays, weekend breaks and days out.
New lease on life: Four in ten said they were looking forward to the peace and quiet and a similar number are keen to reap the financial benefits of their child moving outThe poll also found 47 per cent of mothers and fathers said they are really looking forward to spending time together as a couple again.And 26 per cent said they are looking forward to bringing back some romance to their lives once they have the house to themselves.But a sneaky 26 per cent of parents said they will give the impression they are devastated when their children move out, although they will secretly be elated.Despite their eagerness to get rid – eight in ten parents believe the current housing market means adult children will be living at home for longer.Not surprisingly then, 90 per cent said they feel sorry for today’s younger generation.But an organised 25 per cent are already making plans for when they become child free.Nearly half have researched a ‘once in a lifetime’ holidays, while around 37 per cent have already booked a cruise or holiday. BENEFITS OF KIDS MOVING OUT  Peace and quietFinancially better offFreedomLess houseworkOpportunity to go on long weekendsConvert the roomChance to move houseOnce in a lifetime holiday without the kidsBook a cruiseDitch the family car and buy something smaller One in four have viewed perspective new homes and one in ten have been to look at a flashy new car.Of those polled over a quarter said they had a bucket list they wanted to fulfil when the kids move out, with seeing the Northern Lights topping the list.Runner-up was paying off the mortgage, followed by going on a cruise.One in four said they were determined to see Las Vegas as soon as the kids moved out of the family home. The poll of 2,000 parents with children aged 16 and above living at home was carried out by Norwegian cruise company Hurtigruten.A spokeswoman said: Children do tend to stay living at home for longer in this day and age.But this survey shows many parents of children who are nearing or already reached adulthood are putting their lives on hold until their children fly the nest.The research shows many parents do have big plans for the future, whether that’s downsizing, travelling or undergoing renovations.The financial strain of having adult children living at home can also take its toll and many parents feel like they have a new lease of life when they get the house to themselves. 
Time to redecorate: The opportunity to turn the new spare room into an office or gym and take more holidays also adds to the appeal of children leaving home BUCKET LIST FOR PARENTS ONCE THE KIDS MOVE OUT  Seeing the Northern LightsBeing mortgage freeGo on a cruiseGambling in VegasVisiting AustraliaClimbing the Eiffel TowerGet to your optimum goal weightWalking the Great Wall of ChinaGo on holiday aloneSee the Seven Wonders of the World      

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CNNs Human to Hero series celebrates inspiration and achievement in sport. Click here for times, videos and features
(CNN) — Its a surfers paradise — but Diah Rahayu is out on her own when it comes to professional womens wave-riding in Bali.
Unlike many Indonesian girls, shes right at home on the beach.
I think my soul is already in the water. The ocean just calls me, Come, come, come. When I go to the beach, I feel like its my home, she tells CNNs Human to Hero series.
The 20-year-old is Balis only native female pro surfer.
The Indonesian island is a mecca for wave-seekers and beach-loving tourists, but of the locals its mainly men who mix it up with the visitors.

A lot of my friends say, Why do you like surfing? Surfing is dangerous. Its not dangerous for me. Its very fun, Rahayu says.
Indonesian girls are scared of getting dark skin and dont want to go surfing. And Im the luckiest one, I love the beach.
Born in Seminyak, a coastal town in southern Bali that has been absorbed by the major tourist resort of Kuta, Rahayu has lived by the sea all her life.
So many Australians come and act like bad tourists and make everything dirty, she told Surfing Life website last month. But no matter what I would never leave Bali, because I can surf amazing waves all-year-round and you cant do that anywhere else.
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Her dad was a renowned local surfer, but he wasnt so keen when she said she wanted to follow in his footsteps.
So the 12-year-old went behind his back and learned from her uncle instead. Two years later, she made a name for herself at a local talent contest and earned a sponsorship deal.
The middle of three sisters, Rahayu says surfing has given her an identity.
Unlike her father, who had to give up the sport to support the family, she has been able to combine competing with her university studies thanks to funding from Rip Curl — one of surfings major brands.
I feel so lucky. No-one from Bali can surf. I dont want to be like any other girls, she says. I feel great because I can do something different. Everything in my life now is about surfing.
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Rahayus major breakthrough came when she won a bronze medal for Indonesia at the 2008 Asian Beach Games, which were held in Bali.
I met the president, had an interview with him and we talked a lot, she recalls.
It was really cool. And my mom and my dad were proud of me, and my name was in every newspaper.
The silver medal winner that year was Yasniar Gea. From the island of Nias, off the coast of Sumatra, she has gone on to become the most successful female Indonesian surfer.
Rahayu competes against Gea on the Asian Surfing Tour, but says her biggest inspiration comes from women riding on the world stage — such as leading Australians Stephanie Gilmore and Sally Fitzgibbons, and Hawaiis Carissa Moore.
Joining them is still a pipe dream; she acknowledges she has yet to pay her dues on the Asian circuit.

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I want to win this tour. I want to focus on that — its my dream, Rahayu says.
Im not going to Europe yet, but I will. And I want to go to Australia, maybe next year.
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But wherever she ends up, theres no place like home — where already shes inspiring young girls to take up surfing.
It feels so amazing, because now young girls are surfing and then taking pictures with a hashtag, and then just following me, she says.
Its really good to get more girls surfing in Indonesia. Im just trying to keep encouraging everyone to get in the water and enjoy life.
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Editors note: John D. Sutter is a columnist for CNN Opinion and creator of CNNs Change the List project. Follow him on Twitter, Facebook or Instagram. E-mail him at The opinions expressed in this commentary are solely those of the author.
(CNN) — In case youve avoided reading what may be the more depressing reports in the history of the natural world, the awful take-away is basically this: Half the animals of planet Earth have disappeared since 1970, and much of it is the fault of humans.

John D. Sutter

Yep, you read that right.
Half of the worlds vertebrate animal populations are gone.
And it happened in only the span of two generations, according the Living Planet Report, which was published on Tuesday by the environmental group WWF, in collaboration with the Global Footprint Network, Water Footprint Network and the Zoological Society of London. In other words, the report says, vertebrate species populations across the globe are, on average, about half the size they were 40 years ago.

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Thats mind-blowingly infuriating.
And its worse for some species and regions, in particular.
The report overall considers 10,380 populations of 3,038 species of mammals, birds, reptiles, amphibians and fish, and says populations have declined by 52% between 1970 and 2010.
But for freshwater fish and other species, the drop is 76%. And for for species in the Neotropics, which includes Central and South America, the decline is 83%.
Just wow.
Marco Lambertini, director general of WWF, writes that, This has to make us stop and think. Hes correct, of course. But we cant stop at the thinking. We need prompt, dramatic action.
The report says that we need 1½ Earths in order to meet the demands humanity currently makes on nature. That means we need to consume less, waste less, farm more efficiently, use water in a much smarter way and reduce our overall footprint. We need to stop chopping down forests and work to repair those that are gone. The majority of people now lives in cities (54%, according to the World Health Organization), which is a fine enough trend, but those cities need to become drastically smarter. Sprawl must be left in the rear-view mirror of our former SUVs.
All that, and we must take swift action to curb carbon pollution.
The massive rallies around the recent UN climate summit should make that clear.
Climate change has already been linked to the population decline and possible extinction of a number of amphibian species in the Neotropics and in Australia, the Living Planet Report says. In the Arctic, the effects of a rapidly warming climate have been suggested as likely causes of decline in body condition and numbers in many polar bear and caribou populations.
This stuff is depressing, but the report does offer signs of hope.
It relays a case study from Belize, for example, which started estimating the financial value of protecting ecological resources, particularly those along the coast. Belizes coastal and ocean ecosystems provide services worth up to $559 million per year — equivalent to 43% of GDP, the report says. Facts like that make it clear why theres a financial as well as moral incentive to protect our remaining natural resources.
The authors cite wind farms in Denmark as another success.
December 2013 marked a significant milestone, when wind power provided an equivalent of 57.4% of Denmarks electricity consumption — the first time ever that wind power supplied more than half of a countrys electricity needs for a whole month. December 21 set another record, with wind turbines generating the equivalent of 102% of Danish electricity consumption, the authors write.
Im glad those positive notes are included — because theres a real risk of reading too much doom and gloom into this report. I called up Stuart Pimm, Doris Duke professor of conservation ecology at Duke University, and found he shares that point of view.
Pimm is an author of a study, published earlier this year, that found species are disappearing at a rate 1,000 times faster than they should be, as he put it.
But things arent as bad as the WWF report makes it sound, he said.
Overall, there is no question that the status of biodiversity is going down — that things are not improving, he told me. That said, Im not a fan of this Living Planet Index. The reason is it sort of mixes up apples and oranges and lots of other fruit, too, for that manner. Its a little difficult to unpack exactly what it means. There are many people in the media who assumed it means 50% of species have gone extinct in the last 40 years — and thats not true. Instead, the report claims 50% of some vertebrate populations have disappeared. But a single species could still exist with a smaller population size.
Assessing individual ecosystems and species is more useful, he said.
The risk of considering so many species — and so many types of data — in a single report, Pimm said, is that it can make action seem impossible.
And, for him and others, thats not the case.
Theres much to be done.
We can set aside protected habitats, put firm caps on carbon emissions, break up gangs that trade in illegal wildlife parts and continue to fund scientific exploration to ensure their safety and continued viability.
Pimm highlighted a number of conservation success stories, including the fact that Brazil has reduced deforestation drastically in recent years — and that the world has made strides in protecting ecosystems. The world has set targets to protect 17% for terrestrial and inland water ecosystems, and 10% for coastal and marine areas.
We should move urgently in that direction.
The point is that we know which direction to move in.
Its bad out there, but its sure not hopeless.
We need to celebrate the species that remain — from the penguin to the pangolin (especially the pangolin) — and commit to a path of global economic development that embraces the intrinsic and economic value of the natural world.
This report — and a host of others — shouldnt be a total downer. They should be read as a clarion call for action.
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